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You don’t need to verify anything to use test mode. You verify your identity to go live. It’s free.

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Who needs which check

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Your BVN and a selfie

This is for the owner or admin who will verify the business. Open Compliance (or the identity step during setup) and fill in 1. Identity:
  1. Type your 11-digit Bank Verification Number (BVN). Your bank or banking app can show it.
  2. Click Take a selfie, then Take photo. Face the camera, close up, in good light.
  3. Click Verify.
If your camera doesn’t work, click Choose a photo (JPEG or PNG, under 5 MB), or Try the camera again. We look up your BVN and compare your selfie with the photo your bank holds for it. If they match, you’re verified. Your profile then shows your legal name from the BVN. Developers and viewers don’t see this form on Compliance. An owner or admin does this step.

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Your BVN stays private

  • It’s encrypted and never shown to anyone, including your teammates.
  • It’s only used if you verify a business: Bachs opens its funding account in the business’s name, with you as its representative. See Who the funding account belongs to.
  • The selfie is only used for the check.
  • One BVN can be verified on one FastCAC account only.
  • If your profile has no name, phone or photo yet, we fill them in from your BVN record. Your bank’s photo becomes your profile picture. Change or remove it on Your profile.

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If it doesn’t work

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Your NIN, for live keys only

Owners and admins who didn’t verify the business can verify their 11-digit NIN instead. It’s enough to create live keys:
  1. Open API keys in live mode and click Create live key.
  2. The dashboard asks for your NIN first. Type it and click Verify.
  3. Name your key and click Create key.
Your profile then shows Verified with your NIN. One NIN can be verified on one account only. A NIN isn’t enough to verify the business: that needs a BVN and a selfie. Developers and viewers can’t create live keys. See Team and roles.