> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fastcac.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Get your balance



## OpenAPI

````yaml /openapi.json get /balance
openapi: 3.1.0
info:
  title: FastCAC API
  description: Register Nigerian businesses with CAC from your own product.
  version: '2026-11-01'
servers:
  - url: https://api.fastcac.com/v1
security:
  - apiKey: []
tags:
  - name: Account
    description: Check your key and see your organization.
  - name: Names
    description: >-
      Check a business name against CAC's rules and registry, and the categories
      it takes, before registering it.
  - name: Registrations
    description: Register a Business Name with CAC, from draft to certificate.
  - name: Balance
    description: >-
      Your prepaid wallet: what's available, its transactions and your funding
      account.
  - name: Test helpers
    description: >-
      Test keys only: move a registration on without waiting, or simulate a
      deposit.
  - name: Webhooks
    description: Endpoints that receive events, and the events sent to them.
  - name: Webhook events
    description: What FastCAC POSTs to your webhook endpoints.
paths:
  /balance:
    get:
      tags:
        - Balance
      summary: Get your balance
      operationId: balance_balance_get
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/V1Balance'
              examples:
                Example:
                  value:
                    object: balance
                    available: '1245000.00'
                    held: '0.00'
                    currency: NGN
                    low_balance_threshold: '100000.00'
                    funding_account:
                      account_number: '0000000000'
                      bank_name: TEST BANK
                      account_name: FastCAC - TEST MODE
        '400':
          description: The request is invalid; `param` names the field.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
        '401':
          description: The API key is missing, malformed, revoked or expired.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
              examples:
                Example:
                  value:
                    error:
                      type: authentication_error
                      code: api_key_missing
                      message: 'Send your API key as `Authorization: Bearer <key>`.'
                      param: null
                      request_id: req_YJt2gM0BsAkpffXMBqyXSlRl
        '403':
          description: >-
            The key can't do this (for example, a test helper called with a live
            key).
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
              examples:
                Example:
                  value:
                    error:
                      type: permission_error
                      code: live_mode_unavailable
                      message: >-
                        Live registrations are paused right now. Use a test key
                        (fc_test_…) meanwhile.
                      param: null
                      request_id: req_wgBktVSfV339LVnBZfTmu3u1
        '404':
          description: No such object for this key's organization and mode.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
              examples:
                Example:
                  value:
                    error:
                      type: not_found_error
                      code: resource_missing
                      message: 'No such registration: reg_0000000000000000000000.'
                      param: id
                      request_id: req_gbQw9iB4MBVzQzZgN79RVjdz
        '409':
          description: >-
            The object's state doesn't allow this, or the Idempotency-Key was
            reused.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
        '429':
          description: Too many requests; wait for `Retry-After` seconds.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
components:
  schemas:
    V1Balance:
      properties:
        object:
          type: string
          const: balance
          title: Object
          default: balance
        available:
          type: string
          title: Available
          description: Spendable, in naira, as a decimal string.
        held:
          type: string
          title: Held
          description: >-
            Deposits our payments partner is holding for review (over its
            limit); not spendable yet.
        currency:
          type: string
          const: NGN
          title: Currency
          default: NGN
        low_balance_threshold:
          anyOf:
            - type: string
            - type: 'null'
          title: Low Balance Threshold
          description: Below this, a charge sends balance.low. Set on the Billing page.
        funding_account:
          anyOf:
            - $ref: '#/components/schemas/V1FundingAccount'
            - type: 'null'
          description: >-
            Your own account number, once it's active (test mode: a fake one).
            null until then.
      type: object
      required:
        - available
        - held
        - low_balance_threshold
        - funding_account
      title: V1Balance
    Error:
      properties:
        error:
          $ref: '#/components/schemas/ErrorDetail'
      required:
        - error
      title: V1Error
      type: object
    V1FundingAccount:
      properties:
        account_number:
          type: string
          title: Account Number
          description: Transfer naira here from any Nigerian bank to fund the wallet.
        bank_name:
          anyOf:
            - type: string
            - type: 'null'
          title: Bank Name
        account_name:
          anyOf:
            - type: string
            - type: 'null'
          title: Account Name
          description: 'What the payer''s bank app shows: FastCAC - your legal name.'
      type: object
      required:
        - account_number
        - bank_name
        - account_name
      title: V1FundingAccount
    ErrorDetail:
      properties:
        type:
          type: string
          enum:
            - invalid_request_error
            - authentication_error
            - payment_error
            - permission_error
            - not_found_error
            - idempotency_error
            - rate_limit_error
            - api_error
          title: Type
        code:
          type: string
          title: Code
          description: Stable and machine-readable, e.g. registration_incomplete.
        message:
          type: string
          title: Message
          description: For a developer to read; may change.
        param:
          anyOf:
            - type: string
            - type: 'null'
          title: Param
          description: The parameter at fault, as a path like proprietors[0].nin.
        request_id:
          anyOf:
            - type: string
            - type: 'null'
          title: Request Id
          description: Also in the FastCAC-Request-Id header. Quote it to support.
        details:
          anyOf:
            - additionalProperties: true
              type: object
            - type: 'null'
          title: Details
          description: >-
            Only on some errors. A 402 insufficient_balance carries amount_due,
            balance, currency and funding_account (number, bank, name; null
            until it's active).
      type: object
      required:
        - type
        - code
        - message
        - param
        - request_id
      title: ErrorDetail
  securitySchemes:
    apiKey:
      type: http
      scheme: bearer
      description: 'Your secret API key: fc_test_… in test mode, fc_live_… in live mode.'

````

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